Keep Applying for Scholarships

Many times students and parents will ask the best ways to win scholarships. While there are obvious ways to improve your chances of winning scholarships like earning high grades, being involved on campus, and submitting excellent applications, see the post about scholarship application advice there are several things your child needs to remember while applying.

1. No scholarship is too small. Some students simply don’t apply for small scholarships of $100.00 to $500.00 because they only see the difference between $100.00 and their $9,000.00 tuition and fees bill. But, instead of just looking at the difference, look at what $100.00 is worth. When I see $100.00, I see some textbooks, a couple of tanks of gas, a few weeks of groceries, and some extra cash for an emergency. 
2. Always do the math. If your child is working part time to help finance college, how many hours would it take him to earn $100.00 to $500.00 after taxes? Most college students earn minimum wage or pretty close to it, so after taxes they clear about $6.00 per hour. It would take the average student about 83 hours to bring home $500.00. That’s a month of working 20+ hours per week! Even if your child spends only two hours per week during the academic year completing and submitting scholarship applications and only wins $500.00, he still comes out ahead.
3. Scholarships are free money, but don’t treat them that way. Some students win big scholarships and think they can promptly quit their part time job, or spend the money on non-educational expenses. These are bad ideas for a few reasons:

• Scholarships are intended to help students afford college so the funds should always go either directly to the college or to pay for college related expenses.

• Unless the student is in his senior year and expects to graduate on time and not pursue graduate education, the money should be saved in a separate account for college related expenses. Otherwise, the student may run through his scholarship money before he finishes college.
• Scholarships are extra, unexpected funds and therefore should not be relied upon as a steady stream of financial support. Many students have lost scholarships in their junior or senior year due to low grades, missed deadlines, or changing their major to one not supported by the scholarship fund.

Scholarship Application Advice

Honestly, nothing bugs me more than sloppy scholarship or award applications. Considering that the organization or donor is willing to hand you hundreds or thousands of dollars in free money you need to have enough regard for yourself and the committee to put forth your best effort. So, here’s my super honest advice for students about submitting scholarship applications.

1.     Make sure your application is typed and in a legible font. Applications that are handwritten or in illegible fonts WILL stand out, and then they are usually shredded without any further consideration. If you are turning the application in on paper and not electronically, make sure that the application is neat and not creased or wrinkled. If the application must be submitted electronically, follow the submission instructions, or if there are no specific instructions, submit it as a PDF, with your name and the scholarship’s name included as part of the PDF’s name.

 2.     Make sure your application is complete, and follow the instructions to the letter. If the instructions specify that an official transcript be attached, then attach an official transcript. Not a copy, not an unofficial transcript, not a screen shot of one from your phone, but an official transcript.

 3.     Submit the application on time. I’m sure that everyone has legitimate excuses for why they miss deadlines, but as a scholarship administrator I’m more concerned with scoring the already huge stack of applications that were submitted on time.

 4.     Proofread your application, then have a professor, tutor, or a trusted friend proofread it, then proofread it again. Remember, we want to give you free money; the least you can do is proof your work.

 5.     Tell your story. Usually, the selection committee only has about 3-10 application pages to figure out who you are and why we should give you the award. Tell your story honestly and as thoroughly as possible. Don’t dismiss activities as unimportant because you think they’re not grand enough to impress us. We are just as impressed by students who volunteer to read to preschoolers as we are by those who write research grants.

I have scored numerous scholarships over the past two decades and I can tell you that the students who get scholarships are the ones who submit clean, completed applications, before the deadline, and who take the time to have their applications reviewed for errors. Students who put forth the extra 10% of effort to submit well-prepared applications are usually the ones who win the awards, and the best thing is, once you’ve completed a few scholarship applications, they get easier and easier to submit.

Students need to look at scholarship applications from the selection committee’s perspective. The committee is usually comprised of volunteers who are already extremely busy and each person on it only has a few sheets of paper in your application to decide whether or not to give you a $1,000.00 or more, so make a good impression!

After you receive the scholarship send at brief thank you note or letter thanking the committee and giving us an update on how the scholarship will help you attain your educational goals. We do remember these letters and we may even score another one of your applications or remember you when we serve on another committee.

The Senior Summer

The senior summer is when the train slowly starts to leave the station. Your child is pulling away from you and family life in general in preparation for the day he leaves “for real”. Just like a train, the process starts slowly with a great deal of caution and preparation, but the momentum increases with each passing day until you and your child realize it can’t stop.

I suggest planning a 20-30 minute chat each week in which you review mail, emails, and other documents sent from the college and take action on them. If nothing has arrived that week, have a brief talk about any of the topics listed on the checklist below. 

Paperwork from the college

Usually colleges send, or have online, checklists for new freshmen. These are often set up on a timeline that you can use to plan these discussions and get organized. By tackling these on a weekly basis, you are also showing your child how to prioritize, break down a long list of responsibilities into easily accomplished tasks, and avoid procrastination by working steadily toward a goal.

A typical senior summer checklist: In addition to talking with your child about these important items, it is helpful to remind him that if he has not received some type of confirmation of completing the tasks, he may not have completed them.

• Receive financial aid award letter and accept or reject awards - This is actually done online by the student when he logs onto his account at: http://fafsa.ed.gov, and after he receives word via email that his FAFSA has been processed.
• Schedule a date for orientation and enrollment – Your child won’t be a college student at all without taking these steps that usually occur together during freshman orientation. Make sure he’s signed up for an orientation and enrollment program and has received a confirmation of the program’s date(s)
• Placement exams – Are often administered as part of orientation and enrollment, but your child should check to confirm this and sign up for testing if required. Some colleges will not let students enroll without placement exam scores.
• Complete scholarship applications – This is an ongoing process, and many colleges use the student’s completed FAFSA in conjunction with a separate scholarship application to award scholarships. Scholarships are good!
• Residence hall applications, contracts, and deposits – Unless your child is commuting, he will need a place to live on or near campus. Many colleges require students to live on campus during their first year. Make sure your child has completed the application for housing, a contract if necessary, and has paid any required deposits to hold his spot in the residence halls.
• Proof of immunizations –  Some colleges will not allow students to attend class, or will cancel enrollment without proof of immunizations or a written refusal form.
• Meal plan selection and deposits – in addition to a place to live, your child will need to eat. Most meal plans require a contract, deposit, or partial payment before the semester begins.
• Greek letter organization registration – Is required of students who are interested in joining a social fraternity or sorority. The formal recruitment process usually has its own set of forms, fees and deadlines to follow. * Not all colleges will hold formal recruitment in the fall.

Save Money by Avoiding the Dorm Décor Hype

You don’t need to read one of the many news stories about spending on dorm décor to know that college-bound students and their parents mean big money for retailers. Just like the buying frenzy you had to manage when your children were newborns, retailers know that “Back to campus” is a spending frenzy based on emotions. Back to campus spending has become a $50 BILLION per year industry, and the average amount spent per student to stock and decorate even the smallest of rooms is slightly more than $900.00. In my opinion that’s way too much, and there are a number of ways students and parents can avoid spending hundreds or thousands on back to campus costs.

1. Choose a traditional residence hall if the student is living on campus. This is THE MOST EFFECTIVE way to save money throughout the year because students who live in a traditional hall (shared room with a communal bathroom and lounge/kitchenette down the hall) only have to stock and decorate one, small room.  If your student chooses a suite or apartment, not only do they usually cost much more to rent per semester, the student is responsible for stocking their own living room, and kitchen, and is usually also responsible for cleaning and stocking their own bathroom.
2. Know what is included in the cost of the room. Most rooms are already furnished by the university and include things like built-in desk lamps, curtains or blinds, mirrors, shelves etc. Also consider what items are available for students to use. Each floor or hall usually has a communal kitchenette or at least a refrigerator and microwave, and many halls allow students to check out vacuums, tools, and other useful items. Avoid the temptation to buy things that are already provided for the student.
3. Separate needs from wants. In reality, the only thing that most students NEED to purchase is a set of sheets for their bed, assuming that it is a different size from the bed they have a home. They probably have everything else they will need, or can assemble their list of needs from things you already have in your home. Granted, it is nice to have storage bins to move and store items or maybe an area rug to cover a tile floor, but these things are not required and even if you do choose to purchase them, they are low cost items that can be used for all four years and beyond. NOTE: chose a dark-colored area rug.
4. Borrow it. This is actually a fun experiment for social media. Let’s say your college-bound student has a short list of items they still want for their dorm room; coffee pot, posters, area rugs, storage bins, step stool – whatever. Send the list out on social media to family and friends and watch these things flood in. There are probably a number of people who have exactly what you’re looking for and are willing to loan or simply give these things to your student.
5. Remember this fact. This is a temporary home in which your student will most likely just sleep and change clothes. Studying, socializing, and eating will usually take place elsewhere.

http://www.businessinsider.com/average-spending-on-dorm-decor-skyrockets-2012-9